Nubwo ubwihindurize bwibibuga byamakuru kuva byacapwe bikagera kuri TV none bigizwe na digitale, imiterere yibanze hamwe nibitekerezo byinkuru bikomeza guhoraho.Kuva muri politiki no mubibazo bya societe kugeza ku guta agaciro kwifaranga nibintu bibabaje nkibyaha nimpanuka, inkuru zamakuru zikomeje kwerekana ibibazo byiki gihe cyacu.
Ibintu bibabaje bikunze kugaragara mumihanda, kandi uko ibinyabiziga bigenda mumihanda bigenda byiyongera, niko umubare w’abahohotewe n’umujinya w’umuhanda, gutwara ibinyabiziga biteye akaga, gukubita no kwiruka, n’ibindi.Muri iyi blog, tuzacukumbura ibijyanye n’imibare ijyanye n’imihanda no gushakisha ibisubizo byongera umutekano mu baturage bose batwara ibinyabiziga.
Ni kangahe impanuka zibinyabiziga zibaho?
Impanuka z’imodoka zerekana rwose impungenge z’umutekano rusange, zigira uruhare mu gukomeretsa n’impfu muri Amerika ya Ruguru.Muri Amerika honyine, buri mwaka habarwaga impanuka z’imodoka zigera kuri miliyoni 7.3, bivuze ko impanuka zigera ku 19.937 ku munsi, zishingiye ku mibare ya 2016.Muri Kanada, impanuka zo gutwara ibinyabiziga zahitanye abantu bane abandi 175 barakomereka, bishimangira ikibazo gikomeje kugaragara ku mutekano wo mu muhanda.
Impamvu nyamukuru zitera izi mpanuka ni nyinshi, hamwe n'umuvuduko ukabije, gutwara imodoka wasinze, hamwe no kurangara gutwara bigenda bigaragara nkabaterankunga bakomeye.Gukemura ibyo bintu ni ngombwa mu kuzamura umutekano w’umuhanda no kugabanya umubare w’abakomeretse n’abahitanwa n’impanuka z’imodoka.
Niki gitera impanuka?
Umuvuduko utera ibyago bikomeye, bigira uruhare kuri 29% byimpanuka zose z’imodoka zihitana abantu, bigatuma abantu 11.258 bapfa buri mwaka muri Amerika.Gutwara inzoga ni ikindi kintu gihangayikishije, gitera abantu bapfa bagera ku 10.500 buri mwaka, bingana na kimwe cya gatatu cy’impanuka z’imodoka.Muri Kanada, abashoferi bato (bafite imyaka 16-24) batanga 32% byimpfu ziterwa no gutwara ibinyabiziga.
Kurangara gutwara, harimo ibikorwa nko kohereza ubutumwa bugufi, kuvugana kuri terefone, kurya, cyangwa gusabana nabagenzi, nikibazo gikwira hose.Buri mwaka, abantu bagera ku 3.000 bahasiga ubuzima kubera impanuka z’imodoka zatewe no gutwara ibinyabiziga birangaye, bingana na 8-9% by’impanuka zose z’imodoka zahitanye muri Amerika.Muri Kanada, gukoresha terefone igendanwa utwaye imodoka bifitanye isano n’impanuka miliyoni 1.6 buri mwaka, nkuko byatangajwe n’ishyirahamwe ry’imodoka muri Kanada.Gukemura iyi myitwarire ni ngombwa mu kugabanya umubare w’impanuka z’imodoka no kongera umutekano mu muhanda.
Usibye impanuka, ni izihe mpanuka zindi zitera akaga mu muhanda?
Ibikorwa by'ubugizi bwa nabi
Ingero z'ibikorwa by'ubugizi bwa nabi ku mihanda, nko gutwara imodoka, urufunguzo, n'ubujura, biriyongera, bikaba biteye impungenge.Nk’uko Statista ikomeza ivuga, muri Leta zunze ubumwe za Amerika hagaragaye 268 ubujura bw’imodoka ku bantu 100.000, bukaba bwaribwe ubujura burenga 932.000.Muri Kanada, imodoka yibwe buri minota 6, aho Toronto yiboneye ubwiyongere bukabije kuva mu bujura 3,284 muri 2015 bugera ku 9606 mu 2022.
Ubujura bwabahindura catalitike bwiboneye ubwiyongere butigeze bubaho.Isosiyete y'ubwishingizi ya Allstate yo muri Kanada ivuga ko kwiyongera gutangaje 1,710% mu bujura bwa catalitiki ihindura kuva mu 2018, aho 60% yazamutse kuva 2021-2022.Ikigereranyo cyo gusana kuri ubu bujura kingana n'amadolari 2.900 (CAD).Kurinda ikinyabiziga cyawe, nubwo cyaparitse, biba ingenzi, bigatuma hakenerwa uburyo bwo gukumira ubujura nko gukoresha ingamba zo gukingira umuhinduzi wawe cyangwa guhuza Dash Cam hamwe na Parking Mode kugirango umutekano wibinyabiziga muri rusange.
Gukubita-no-Kwiruka hamwe nabanyamaguru
Ibintu byakubiswe bikomeje kuba nkikibazo, bigatuma abahohotewe badafunzwe nabashoferi babishinzwe nta butabera.MoneyGeek ivuga ko buri mwaka abanyamaguru 70.000 bakubitwa n'imodoka muri Amerika.Igitangaje ni uko n'umuvuduko uringaniye ushobora gukomeretsa bikabije cyangwa guhitana abantu - 1 ku banyamaguru 3 bagonzwe n'imodoka zigenda kuri 25hh bakomeretse bikabije, mu gihe abanyamaguru 1 kuri 10 bagonze kuri 35hh bahasiga ubuzima.Fondasiyo ya AAA igaragaza ko buri mwaka habaho impanuka zigera kuri 737.100 zigonga-zikubita, bingana no gukubita no kwiruka bibaho hafi buri masegonda 43.
Umujinya wo mu muhanda
Kwiheba mugihe utwaye ni uburambe kuri bose, hamwe nabantu bose bahuye nabyo kubera traffic cyangwa ibikorwa bikemangwa nabashoferi bagenzi bawe.Ariko, kubantu bamwe, uburakari burenze kure amarangamutima yigihe gito kandi bishobora gutera ingaruka mbi - umujinya wumuhanda.
Ibintu byo kurakara mumihanda birababaje kuba byinshi mumihanda yacu.Imibare iheruka kwerekana ko uburyo bwo kurakara cyane mumuhanda (45.4%) burimo indi modoka ikubita ihembe.Byongeye kandi, 38.9% by'abashoferi bavuze ko bahamya ibinyabiziga bakora ibimenyetso bibabaza abandi.
Nigute nakwirinda impanuka zibinyabiziga bitabaho?
Kwirinda impanuka zibinyabiziga mumuhanda bisaba kuba maso, kwihangana, no gutwara ibinyabiziga.Gukurikiza amategeko yumuhanda, kubungabunga umutekano ukurikira, no gukuraho ibirangaza bishobora kugabanya cyane impanuka.Ni ngombwa gukomeza imyitwarire ituje no kwiyegurira abashoferi babi, ubemerera kunyura nkibibabi mumuyaga.Usibye imbaraga z'umuntu ku giti cye, inkunga yabatwara umutekano wo gutwara ibinyabiziga, nka dash cam na adapt adapter kugirango bigabanye ibirangaza, bigira uruhare runini.
Nigute Dash Cams yafasha mukugabanya Ibinyabiziga?
Mu rwego rwo kwikingira wowe ubwawe hamwe nabandi mumuhanda, kamashanyarazi zitanga urwego rwuburinzi burenze imipaka yimodoka yawe.Gukora nkabapilote bacecetse, dash cams yandika amashusho yigihe-gihe, kubaza abashoferi no gutanga ibimenyetso byingenzi mugihe habaye impanuka.Waba ufite intego yo gufata umuhanda uri imbere, kugenzura ibinyabiziga inyuma yibintu nko kudoda, cyangwa no kwitegereza abagenzi mumodoka yawe (cyane cyane birasabwa kubakoresha kugabana kugendana nibinyabiziga bigenda), kamashini zifite uruhare runini mukuzamura umutekano muri rusange.
Kamera ya Dash igira uruhare rugaragara mu gufasha abashoferi gufata ibyemezo byiza no kuyobora neza ingaruka zishobora guterwa n’umuhanda, cyane cyane hamwe no gushyiramo ibikoresho bigezweho bya Driver Assist Sisitemu muri kijyambere zigezweho.Ibitekerezo nyabyo, nko kuburira kugongana no kumenyesha inzira yo kugenda, bigira uruhare runini mukugabanya ibirangaza no gukemura ibibazo byibanze.Byongeye kandi, ibintu nka Parking Mode bitanga umutekano uhoraho, bitanga igenzura nubwo umushoferi ari kure yikinyabiziga.
Mubyukuri, dash cams zirenze gukumira ibyabaye gusa nkibikoresho byingirakamaro mubihe byabaye nyuma yibyabaye.Mugihe cyakubiswe, amashusho yafashwe yerekana amashusho atanga amakuru yingenzi nkibisobanuro byerekana ibyapa, ibisobanuro byimodoka, hamwe nurutonde rwibihe.Ibi bimenyetso byanditse bifasha kubahiriza amategeko mugushakisha no gufata uwabishinzwe.Mu bihe umushoferi adafite amakosa, kugira amashusho yerekana amashusho birashobora kuba ingenzi mu kwerekana ko ari abere ku bayobozi, guta igihe, kugabanya amafaranga, ndetse no kugabanya amafaranga y’ubwishingizi ajyanye n’ibyangiritse.
Ntukabe Imibare.Kubona Dash Cam
Nkuko umubare wibibazo byimodoka ukomeje kwiyongera, nigisubizo kiboneka kugirango umutekano wumuhanda wiyongere.Dash cams yerekana ko ari ishoramari rikwiye mu mutekano, kandi bitandukanye n’imyizerere imwe, kubona imwe ntabwo bisaba amafaranga menshi.Niba ukeneye ubufasha mugushakisha dash nziza nziza ijyanye nibyo usabwa, Aoedi ari kuri serivisi yawe.Hamwe nurwego rwimashini, turashaka kugufasha mukwirinda kuba ibarurishamibare cyangwa umutwe, byose mugihe tugira uruhare mugushinga ibidukikije bitekanye kuri wewe hamwe nabaturage bose batwara ibinyabiziga.
Igihe cyo kohereza: Ugushyingo-15-2023